General Introduction :
This insurance is compulsory for all student visa holders and the cost varies according to the length of your stay and if you are alone or accompanied by your family:
Conditions:
- You have to pay the OSHC costs (not superior to one year) directly to the selected Australian institution, at the same time as your tuition fees.
- The OSHC will cover you as soon as you arrive in Australia.
- You will receive your membership card from your institution. The card is a magnetic card with your full name and expiry date on it. You have to present it to all your medical visits at general practitioners or hospitals. If the medical centre or surgery accepts « bulk billing », you don’t need to pay one cent. *
- The name of the insurance company that provides the OSHC depends on the institution you have chosen : the most common ones are
Medibank Private ,
World Care
Costs
3 months : Single AU$85.50 ; Family AU$171
6 months : Single AU$171 ; Family AU$342
9 mois : Single AU$256.50 ; Family AU$513
12 mois : Single AU$342 ; Family AU$684
The OSHC covers:
- General medical consultations
- Public hospitals in a shared room (NB: some hospital may charge you extra ; enquire before being operated) ; private hospitals may accept you but you will have to pay extra
- Ambulance
- Medication (at a maximum rate of AU$150/year per person)
The OSHC does not cover:
- Pregnancy and IVF
- Medications you have been prescribed in your home country; considered as a chronic treatment
- Treatments following an accident
- Dentist
- Eye specialists (except for eye tests)
- Physiotherapy and other natural medecine therapies
- Personal liability